/* ==========================================================================
   Cabot Wealth Management Inc — Site Stylesheet
   Palette: forest green / cream / gold (matching reference site)
   ========================================================================== */

:root{
  --green-900:#1C4B42;
  --green-800:#1A443D;
  --green-700:#1C4B42;
  --green-600:#24635A;
  --green-500:#2D7A6F;
  --cream-50:#FFFFFF;
  --cream-100:#F6F5F2;
  --cream-200:#E8E8E8;
  --gold-500:#B4E717;
  --gold-600:#92C200;
  --ink:#333739;
  --muted:#6B6B6B;
  --line:#E8E8E8;
  --white:#FFFFFF;
  --shadow-sm:0 2px 8px rgba(0,0,0,.05);
  --shadow-md:0 8px 24px rgba(0,0,0,.08);
  --shadow-lg:0 16px 48px rgba(0,0,0,.12);
  --r-sm:8px; --r-md:14px; --r-lg:22px; --r-pill:999px;

  --ff-heading:'Work Sans', system-ui, -apple-system, Segoe UI, Roboto, sans-serif;
  --ff-sans:'Inter', system-ui, -apple-system, Segoe UI, Roboto, sans-serif;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth;overflow-x:hidden}
body{overflow-x:hidden}

/* Fix AOS visibility bug — ensure animated elements stay visible */
.aos-animate {
  visibility: visible !important;
}

body{
  font-family:var(--ff-sans);
  color:var(--ink);
  background:var(--cream-50);
  margin:0;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
  max-width:100vw;
}
body.modal-open,body.menu-open{overflow:hidden!important}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none;transition:color .25s ease}
a:hover{color:var(--gold-600)}

h1,h2,h3,h4,h5,.display-serif{font-family:var(--ff-heading);font-weight:500;color:var(--green-700);letter-spacing:.2px;line-height:1.15}
h1{font-size:clamp(2.4rem,5vw,4.4rem)}
h2{font-size:clamp(1.9rem,3.4vw,3rem);letter-spacing:-0.5px}
h3{font-size:clamp(1.4rem,2.2vw,2rem)}

.eyebrow{
  text-transform:uppercase;letter-spacing:.22em;font-size:.78rem;font-weight:600;
  color:var(--green-600);
  display:inline-flex;align-items:center;gap:.6rem;
}
.eyebrow::before{content:"";width:28px;height:1px;background:var(--gold-500)}
.text-gold{color:var(--gold-500)!important}
.text-cream{color:var(--cream-100)!important}
.bg-cream{background:var(--cream-100)}
.bg-cream-50{background:var(--cream-50)}
.bg-green{background:var(--green-700);color:var(--cream-100)}
.bg-green-deep{background:var(--green-900);color:var(--cream-100)}

section{position:relative;padding:6rem 0}
@media(max-width:767px){section{padding:4rem 0}}

/* Buttons ------------------------------------------------------------------ */
/* Primary CTA — lime green, square corners */
.btn-pill,
.btn-primary,
.btn-gold{
  background:var(--gold-500);
  color:var(--green-700);
  border-radius:0;
  padding:18px 24px;
  font-weight:500;font-size:14px;
  text-transform:uppercase;letter-spacing:-0.2px;
  display:inline-flex;align-items:center;gap:.55rem;
  border:1px solid transparent;
  transition:transform .25s ease, background .25s ease, color .25s ease, box-shadow .25s ease;
}
.btn-pill:hover,
.btn-primary:hover,
.btn-gold:hover{background:var(--gold-600);color:var(--green-700);transform:translateY(-2px);box-shadow:var(--shadow-sm)}

/* Secondary CTA — dark teal, pill shape */
.btn-secondary,
.btn-outline,
.btn-green{
  background:var(--green-700);
  color:#FFFFFF;
  border-radius:100px;
  padding:16px 24px;
  font-weight:500;font-size:15px;
  display:inline-flex;align-items:center;gap:.55rem;
  border:1px solid transparent;
  transition:transform .25s ease, background .25s ease, color .25s ease, box-shadow .25s ease;
}
.btn-secondary:hover,
.btn-outline:hover,
.btn-green:hover{background:var(--green-600);color:#FFFFFF;transform:translateY(-2px);box-shadow:var(--shadow-sm)}

/* Outline variants */
.btn-outline-green{background:transparent;color:var(--green-700);border:1px solid var(--green-700);border-radius:100px;padding:16px 24px;font-weight:500;font-size:15px;display:inline-flex;align-items:center;gap:.55rem;transition:transform .25s ease, background .25s ease, color .25s ease}
.btn-outline-green:hover{background:var(--green-700);color:#FFFFFF;transform:translateY(-2px)}
.btn-outline-cream{background:transparent;color:var(--cream-100);border:1px solid var(--cream-200);border-radius:100px;padding:16px 24px;font-weight:500;font-size:15px;display:inline-flex;align-items:center;gap:.55rem;transition:transform .25s ease, background .25s ease, color .25s ease}
.btn-outline-cream:hover{background:var(--cream-100);color:var(--green-700);transform:translateY(-2px)}

/* Top bar ------------------------------------------------------------------ */
.top-bar{background:var(--green-900);color:var(--cream-200);font-size:.85rem;padding:.55rem 0}
.top-bar a{color:var(--cream-200);margin-right:1.1rem}
.top-bar a:hover{color:var(--gold-500)}
.top-bar .divider{opacity:.4;margin-right:1.1rem}
.top-bar__right a{margin-right:.85rem;font-size:.95rem}
.top-bar__right a:last-child{margin-right:0}

/* Header ------------------------------------------------------------------- */
.site-header{
  position:sticky;top:0;z-index:50;
  background:var(--cream-50);
  border-bottom:1px solid var(--line);
  transition:background .3s ease, box-shadow .3s ease, padding .3s ease;
}
.site-header > .container{padding-top:1.1rem;padding-bottom:1.1rem;transition:padding .3s ease}
.site-header.is-scrolled{background:rgba(255,255,255,.96);box-shadow:var(--shadow-sm);backdrop-filter:saturate(140%) blur(8px)}
.site-header.is-scrolled > .container{padding-top:.6rem;padding-bottom:.6rem}

.brand{display:inline-flex;align-items:center;gap:.7rem;color:var(--green-700)}
.brand:hover{color:var(--green-700)}
.brand__mark{
  width:42px;height:42px;border-radius:10px;
  background:var(--green-700);color:var(--gold-500);
  display:grid;place-items:center;
  font-family:var(--ff-heading);font-weight:700;font-size:1.5rem;
}
.brand__text{display:flex;flex-direction:column;line-height:1}
.brand__name{font-family:var(--ff-heading);font-weight:600;font-size:1.35rem}
.brand__sub{font-size:.7rem;letter-spacing:.18em;text-transform:uppercase;color:var(--muted);margin-top:3px}

.main-nav{flex:1;display:flex;justify-content:center}
.main-nav__list{list-style:none;margin:0;padding:0;display:flex;gap:.25rem;align-items:center;justify-content:center}
.main-nav__list > li > a{
  display:inline-flex;align-items:center;gap:.35rem;
  padding:.6rem 1rem;border-radius:var(--r-pill);
  color:var(--green-800);font-weight:500;font-size:.95rem;
}
.main-nav__list > li > a:hover,
.main-nav__list > li > a.active{background:var(--cream-100);color:var(--green-700)}

.has-dropdown{position:relative}
.dropdown{
  list-style:none;margin:0;padding:.55rem;
  position:absolute;top:calc(100% + 8px);left:50%;transform:translateX(-50%) translateY(8px);
  background:var(--white);border:1px solid var(--line);border-radius:var(--r-md);
  min-width:240px;box-shadow:var(--shadow-md);
  opacity:0;pointer-events:none;transition:opacity .2s ease, transform .2s ease;
  z-index:10;
}
.dropdown li a{display:block;padding:.6rem .85rem;border-radius:var(--r-sm);color:var(--green-800);font-size:.92rem}
.dropdown li a:hover{background:var(--cream-100);color:var(--green-700)}
.has-dropdown:hover .dropdown,
.has-dropdown:focus-within .dropdown{opacity:1;pointer-events:auto;transform:translateX(-50%) translateY(0)}

@media(max-width:991px){
  .top-bar{display:none}
  .site-header{position:fixed;top:0;left:0;right:0;z-index:100;height:50px}
  .site-header > .container{padding:.5rem .8rem;min-height:50px;height:100%}
  .brand__mark{width:32px;height:32px;font-size:1.1rem}
  .brand__text{display:none}
  .header-actions{gap:.4rem}
  .header-actions .btn{display:none}
  .hamburger{display:grid}
  .main-nav,.header-search-btn,.header-grid-btn{display:none}
  body{padding-top:50px}
}
@media(max-width:575px){
  .site-header > .container{padding:.6rem .8rem}
  .brand__mark{width:32px;height:32px;font-size:1.1rem}
  .hamburger{width:36px;height:36px}
  .hamburger span{width:20px}
}

/* Hamburger ------------------------------------------------------- */
.hamburger{background:none;border:0;width:42px;height:42px;display:grid;gap:5px;align-content:center;justify-items:center;cursor:pointer}
.hamburger span{display:block;width:24px;height:2px;background:var(--green-800);transition:transform .3s ease, opacity .25s ease}
.hamburger.is-open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.hamburger.is-open span:nth-child(2){opacity:0}
.hamburger.is-open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* Search Overlay ------------------------------------------------------------- */
.search-overlay { position: fixed; top: 0; left: 0; right: 0; bottom: 0; background: rgba(28,75,66,0.95); z-index: 10005; display: flex; align-items: center; justify-content: center; opacity: 0; visibility: hidden; transition: all 0.3s ease; padding:1rem; }
.search-overlay.active { opacity: 1; visibility: visible; }
.search-overlay-inner { width: 100%; max-width: 600px; position: relative; }
.search-form { display: flex; border-bottom: 2px solid #fff; }
.search-input { background: transparent; border: none; color: #fff; font-size: 20px; padding: 12px 0; width: 100%; outline: none; font-family: 'Work Sans', sans-serif; }
.search-input::placeholder { color: rgba(255,255,255,0.5); }
.search-submit { background: none; border: none; color: #fff; font-size: 20px; cursor: pointer; padding: 12px; }
.search-close { position: absolute; top: -50px; right: 0; background: none; border: none; color: #fff; font-size: 24px; cursor: pointer; }
@media(max-width:575px){
  .search-input{font-size:16px}
  .search-submit,.search-close{font-size:20px}
}

/* Mobile Drawer ----------------------------------------------------------- */
.mobile-drawer {
  position: fixed;
  top: 0;
  right: 0;
  width: 320px;
  max-width: 85vw;
  height: 100vh;
  background: #fff;
  z-index: 10010;
  transform: translateX(100%);
  visibility: hidden;
  transition: transform 0.3s ease, visibility 0s 0.3s;
  padding: 30px;
  overflow-y: auto;
  box-shadow: -4px 0 24px rgba(0,0,0,0.15);
  display: flex;
  flex-direction: column;
}
.mobile-drawer.open {
  transform: translateX(0);
  visibility: visible;
  transition: transform 0.3s ease, visibility 0s 0s;
}
.mobile-drawer-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 30px;
}
.mobile-drawer-header .brand-text {
  font-size: 18px;
  font-weight: 600;
  color: #1C4B42;
}
.mobile-drawer-close {
  background: none;
  border: none;
  font-size: 24px;
  color: #1C4B42;
  cursor: pointer;
}
.mobile-drawer-nav {
  display: flex;
  flex-direction: column;
  gap: 0;
}
.mobile-drawer-nav a {
  display: block;
  padding: 14px 0;
  color: #1C4B42;
  text-decoration: none;
  font-size: 17px;
  font-weight: 500;
  border-bottom: 1px solid #E8E8E8;
  transition: color 0.3s;
}
.mobile-drawer-nav a:hover {
  color: #B4E717;
}
.mobile-drawer-nav a.sub-link {
  padding-left: 16px;
  font-size: 15px;
  font-weight: 400;
  color: #6B6B6B;
  border-bottom: 1px solid #f0f0f0;
}
.mobile-drawer-nav a.sub-link:hover {
  color: #B4E717;
}
.mobile-drawer-nav-group {
  display: flex;
  flex-direction: column;
}
.mobile-drawer-nav-group > a {
  display: block;
  padding: 14px 0;
  color: #1C4B42;
  text-decoration: none;
  font-size: 17px;
  font-weight: 500;
  border-bottom: 1px solid #E8E8E8;
  transition: color 0.3s;
}
.mobile-drawer-nav-group > a:hover {
  color: #B4E717;
}
.mobile-drawer-cta {
  display: block;
  text-align: center;
  margin-top: 30px;
}
.mobile-drawer-backdrop {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.5);
  z-index: 10005;
  opacity: 0;
  visibility: hidden;
  transition: all 0.3s;
}
.mobile-drawer-backdrop.open {
  opacity: 1;
  visibility: visible;
}

/* Header Actions ----------------------------------------------------------- */
.header-actions { margin-left: auto; }
.header-search-btn, .header-grid-btn {
  background: none; border: none; cursor: pointer;
  width: 44px; height: 44px; border-radius: 50%;
  display: inline-flex; align-items: center; justify-content: center;
  font-size: 20px; color: var(--green-900); transition: all 0.3s;
}
.header-search-btn:hover, .header-grid-btn:hover { background: var(--cream-100); }
.header-grid-btn i { color: var(--green-900); font-size: 22px; }

/* Off-canvas Panel --------------------------------------------------------- */
.offcanvas-panel {
  position: fixed; top: 0; right: -400px; width: 380px; height: 100vh;
  background: #fff; z-index: 9999; transition: right 0.4s ease;
  box-shadow: -4px 0 24px rgba(0,0,0,0.1); overflow-y: auto;
}
.offcanvas-panel.active { right: 0; }
.offcanvas-panel-inner { padding: 40px 30px; }
.offcanvas-close {
  position: absolute; top: 20px; right: 20px;
  background: none; border: none; font-size: 24px; color: var(--green-900); cursor: pointer;
}
.offcanvas-brand { display: flex; align-items: center; gap: 12px; margin-bottom: 40px; }
.offcanvas-brand .brand-icon {
  width: 40px; height: 40px; background: var(--green-900); color: #fff;
  border-radius: 8px; display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 18px;
}
.offcanvas-brand .brand-text { font-size: 18px; font-weight: 600; color: var(--green-900); }
.offcanvas-content h5 { color: var(--green-900); font-size: 16px; font-weight: 600; margin-bottom: 12px; margin-top: 24px; }
.offcanvas-contact-list { list-style: none; padding: 0; }
.offcanvas-contact-list li { display: flex; align-items: center; gap: 10px; margin-bottom: 12px; color: var(--ink); font-size: 15px; }
.offcanvas-contact-list i { color: var(--gold-500); font-size: 18px; }
.offcanvas-social { display: flex; gap: 12px; }
.offcanvas-social a {
  width: 40px; height: 40px; border-radius: 50%; background: var(--cream-100);
  display: flex; align-items: center; justify-content: center;
  color: var(--green-900); font-size: 18px; transition: all 0.3s;
}
.offcanvas-social a:hover { background: var(--green-900); color: #fff; }
.offcanvas-cta { display: block; margin-top: 30px; text-align: center; width: 100%; }
.offcanvas-overlay {
  position: fixed; inset: 0; background: rgba(0,0,0,0.5);
  z-index: 9998; opacity: 0; visibility: hidden; transition: all 0.3s;
}
.offcanvas-overlay.active { opacity: 1; visibility: visible; }

/* HERO --------------------------------------------------------------------- */
.hero{
  background:
    radial-gradient(1100px 500px at 85% 20%, rgba(180,231,23,.18), transparent 60%),
    radial-gradient(900px 600px at -10% 100%, rgba(28,75,66,.08), transparent 60%),
    var(--cream-100);
  padding:5rem 0 6rem;
  overflow:hidden;
  position:relative;
}
.hero::before{
  content:"";position:absolute;inset:0;
  background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 60 60'><polygon points='30,3 55,17 55,43 30,57 5,43 5,17' fill='none' stroke='%231C4B42' stroke-opacity='.05' stroke-width='1'/></svg>");
  background-size:60px 60px;opacity:.55;pointer-events:none;
}
.hero .container{position:relative;z-index:2}
.hero h1{margin-bottom:1.4rem}
.hero h1 em{font-style:italic;color:var(--gold-600);font-weight:500}
.hero p.lead{max-width:560px;color:var(--ink);font-size:1.1rem;margin-bottom:2rem}
.hero-cta{display:flex;flex-wrap:wrap;gap:.8rem}

.hero-collage{position:relative;min-height:520px}
.hero-collage img{
  position:absolute;border-radius:var(--r-lg);box-shadow:var(--shadow-md);object-fit:cover;
  transition:transform .5s ease;
}
.hero-collage .img-1{width:62%;height:62%;top:0;left:6%;z-index:1}
.hero-collage .img-2{width:48%;height:46%;bottom:0;left:0;z-index:2;border:6px solid var(--cream-50)}
.hero-collage .img-3{width:46%;height:54%;top:18%;right:0;z-index:3;border:6px solid var(--cream-50)}
.hero-collage .floating-stat{
  position:absolute;bottom:6%;right:4%;z-index:5;
  background:var(--green-700);color:var(--cream-100);
  padding:1.1rem 1.4rem;border-radius:var(--r-md);box-shadow:var(--shadow-md);
  display:flex;flex-direction:column;gap:.2rem;min-width:200px;
}
.floating-stat .label{font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-500)}
.floating-stat .value{font-family:var(--ff-heading);font-size:1.9rem;font-weight:600}

/* LIVE STOCK SECTION ------------------------------------------------------- */
.stock-section{background:var(--green-900);color:var(--cream-100);padding:5rem 0;overflow:hidden}
.stock-section h2{color:var(--cream-100)}
.stock-section .eyebrow{color:var(--gold-500)}
.stock-section .eyebrow::before{background:var(--gold-500)}

.ticker-strip{
  background:rgba(255,255,255,.04);
  border-top:1px solid rgba(180,231,23,.25);
  border-bottom:1px solid rgba(180,231,23,.25);
  margin:0;padding:.85rem 1rem;
  overflow-x:auto;white-space:nowrap;position:relative;
}
.ticker-track{display:inline-flex;gap:2.4rem;animation:tickerScroll 50s linear infinite;will-change:transform}
.ticker-track:hover{animation-play-state:paused}
.ticker-item{display:inline-flex;align-items:baseline;gap:.65rem;font-family:var(--ff-sans);font-size:.95rem}
.ticker-item .sym{font-weight:700;color:var(--cream-100);letter-spacing:.04em}
.ticker-item .price{color:var(--cream-100)}
.ticker-item .delta{font-weight:600}
.ticker-item .delta.up{color:#7CD992}
.ticker-item .delta.down{color:#F08585}
.ticker-item .dot{width:6px;height:6px;border-radius:50%;background:var(--gold-500);opacity:.5;align-self:center}
@keyframes tickerScroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}

.chart-card{
  background:rgba(255,255,255,.05);
  border:1px solid rgba(180,231,23,.2);
  border-radius:var(--r-lg);
  padding:1.6rem 1.6rem 1.2rem;
  box-shadow:var(--shadow-md);
  margin-top:2.5rem;
}
.chart-head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:1rem;margin-bottom:1rem}
.chart-symbol{display:flex;align-items:baseline;gap:1rem;flex-wrap:wrap}
.chart-symbol .sym{font-family:var(--ff-heading);font-size:2rem;font-weight:600;color:var(--cream-100)}
.chart-symbol .price{font-size:1.6rem;font-weight:600;color:var(--gold-500)}
.chart-symbol .delta{font-weight:600}
.chart-symbol .delta.up{color:#7CD992}
.chart-symbol .delta.down{color:#F08585}
.chart-meta{display:flex;gap:1.5rem;flex-wrap:wrap;font-size:.85rem;color:var(--cream-200);opacity:.85;margin-top:.4rem}
.range-pills{display:inline-flex;background:rgba(0,0,0,.25);border-radius:var(--r-pill);padding:4px}
.range-pills button{
  background:none;border:0;color:var(--cream-200);
  padding:.4rem .9rem;border-radius:var(--r-pill);font-size:.85rem;font-weight:600;cursor:pointer;
  transition:background .2s ease, color .2s ease;
}
.range-pills button:hover{color:var(--cream-100)}
.range-pills button.active{background:var(--gold-500);color:var(--green-900)}
.chart-canvas-wrap{position:relative;height:360px}
.chart-footer{display:flex;justify-content:space-between;flex-wrap:wrap;gap:1rem;margin-top:.8rem;font-size:.78rem;color:var(--cream-200);opacity:.7}
.fallback-note{color:var(--gold-500);font-style:italic}

/* STATS -------------------------------------------------------------------- */
.stats-row{background:var(--cream-100);padding:3.5rem 0}
.stat-item{text-align:center;padding:1rem .5rem}
.stat-item .num{font-family:var(--ff-heading);font-size:clamp(2.2rem,3.6vw,3.4rem);font-weight:600;color:var(--green-700);line-height:1}
.stat-item .label{margin-top:.4rem;font-size:.95rem;color:var(--muted);letter-spacing:.05em}
.stat-divider{width:1px;background:var(--line)}

/* WHO WE ARE --------------------------------------------------------------- */
.who-row{display:grid;grid-template-columns:1.1fr 1fr;gap:4rem;align-items:center}
@media(max-width:991px){.who-row{grid-template-columns:1fr;gap:2rem}}
.who-points{list-style:none;padding:0;margin:2rem 0 0;display:grid;gap:1.4rem}
.who-points li{display:grid;grid-template-columns:54px 1fr;gap:1rem;align-items:start}
.who-points .num{
  width:46px;height:46px;border-radius:50%;
  background:var(--green-700);color:var(--gold-500);
  display:grid;place-items:center;font-family:var(--ff-heading);font-weight:600;
}
.who-points p{margin:0;color:var(--ink)}

/* SERVICES (Finovate-style redesign) -------------------------------------- */
.section-services{
  background:var(--green-900);
  color:var(--cream-100);
  padding:5rem 0;
}
.services-header{
  display:flex;
  justify-content:space-between;
  align-items:flex-end;
  flex-wrap:wrap;
  gap:1.5rem;
  margin-bottom:2.5rem;
}
.services-badge{
  display:inline-block;
  padding:6px 16px;
  border:1px solid var(--gold-500);
  color:var(--gold-500);
  border-radius:100px;
  font-size:12px;
  font-weight:600;
  letter-spacing:1px;
  text-transform:uppercase;
  margin-bottom:16px;
}
.services-heading{
  font-size:clamp(2.5rem,3.4vw,3.5rem);
  font-weight:500;
  color:var(--white);
  line-height:1.15;
  margin:0;
}
.text-accent{color:var(--gold-500)}
.btn-white-pill{
  background:var(--white);
  color:var(--green-900);
  border-radius:100px;
  padding:14px 28px;
  font-weight:500;
  font-size:15px;
  text-decoration:none;
  display:inline-flex;
  align-items:center;
  gap:.5rem;
  border:1px solid transparent;
  transition:all .3s ease;
}
.btn-white-pill:hover{background:#f0f0f0;transform:translateY(-2px);color:var(--green-900)}

.services-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.25rem}
@media(max-width:1199px){.services-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:575px){.services-grid{grid-template-columns:1fr}}

.service-card-new{
  background:var(--gold-500);
  border-radius:18px;
  padding:0;
  height:420px;
  display:flex;
  flex-direction:column;
  justify-content:space-between;
  overflow:hidden;
  text-decoration:none;
  transition:transform .3s ease, box-shadow .3s ease;
}
.service-card-new:hover{
  transform:translateY(-4px);
  box-shadow:var(--shadow-lg);
  color:inherit;
}
.service-card-img{
  flex:1;
  display:flex;
  align-items:center;
  justify-content:center;
  padding:24px 24px 0;
  overflow:hidden;
}
.service-card-img img{
  width:260px;
  height:260px;
  object-fit:cover;
  border-radius:50% 50% 40% 60% / 60% 40% 50% 50%;
  transition:transform .4s ease;
}
.service-card-new:hover .service-card-img img{
  transform:scale(1.05);
}
.service-card-bottom{
  display:flex;
  justify-content:space-between;
  align-items:center;
  padding:16px 24px 22px;
}
.service-card-bottom h4{
  margin:0;
  color:var(--green-900);
  font-size:18px;
  font-weight:500;
  line-height:1.3;
}
.service-arrow{
  width:42px;
  height:42px;
  border-radius:50%;
  background:var(--white);
  display:grid;
  place-items:center;
  color:var(--green-900);
  font-size:1.1rem;
  flex-shrink:0;
  transition:transform .3s ease;
}
.service-card-new:hover .service-arrow{
  transform:rotate(45deg);
}

/* keep .services-head for insights section reuse */
.services-head{display:flex;justify-content:space-between;align-items:flex-end;flex-wrap:wrap;gap:1rem;margin-bottom:2.5rem}

/* VALUES (Finovate-style redesign) ------------------------------------------ */
.values-section-v2{background:var(--cream-50);padding:6rem 0}
.values-badge-v2{
  display:inline-block;
  padding:6px 16px;
  border:1px solid var(--line);
  color:var(--green-700);
  border-radius:100px;
  font-size:12px;
  font-weight:600;
  letter-spacing:1px;
  text-transform:uppercase;
  margin-bottom:16px;
}
.values-heading-v2{
  font-size:clamp(2rem,3.4vw,3rem);
  font-weight:400;
  color:var(--green-700);
  line-height:1.15;
  margin:0 auto;
}
.values-grid-v2{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:2.5rem}
@media(max-width:991px){.values-grid-v2{grid-template-columns:repeat(2,1fr)}}
@media(max-width:575px){.values-grid-v2{grid-template-columns:1fr}}

.value-card-v2{
  background:var(--cream-100);
  border:1px solid var(--line);
  border-radius:16px;
  overflow:hidden;
  transition:transform .3s ease, box-shadow .3s ease;
}
.value-card-v2:hover{transform:translateY(-4px);box-shadow:var(--shadow-md)}

.value-card-top{
  padding:30px;
  display:flex;align-items:center;justify-content:center;
  min-height:120px;
}

/* Geometric icon: two overlapping circles */
.value-icon-v2{
  position:relative;
  width:72px;
  height:56px;
  display:flex;align-items:center;justify-content:center;
}
.value-icon-v2 .icon-circle{
  position:absolute;
  width:40px;height:40px;
  border-radius:50%;
}
.value-icon-v2 .icon-circle.solid{
  background:var(--green-700);
  right:0;top:0;
  z-index:1;
}
.value-icon-v2 .icon-circle.striped{
  background:repeating-linear-gradient(
    -45deg,
    var(--gold-500),
    var(--gold-500) 3px,
    transparent 3px,
    transparent 7px
  );
  left:0;top:8px;
  z-index:2;
}

/* Vary the icon per card using nth-child */
.value-card-v2:nth-child(2) .value-icon-v2 .icon-circle.solid{
  background:transparent;
  border:2px solid var(--green-700);
  right:0;top:8px;
}
.value-card-v2:nth-child(2) .value-icon-v2 .icon-circle.striped{
  left:0;top:0;
}

.value-card-v2:nth-child(3) .value-icon-v2{
  width:80px;
}
.value-card-v2:nth-child(3) .value-icon-v2 .icon-circle.solid{
  border-radius:100px;
  width:48px;height:32px;
  right:0;top:12px;
}
.value-card-v2:nth-child(3) .value-icon-v2 .icon-circle.striped{
  border-radius:100px;
  width:48px;height:32px;
  left:0;top:0;
}

.value-card-v2:nth-child(4) .value-icon-v2 .icon-circle.solid{
  right:8px;top:0;
}
.value-card-v2:nth-child(4) .value-icon-v2 .icon-circle.striped{
  left:8px;top:8px;
}

.value-card-divider{
  height:1px;
  background:var(--line);
  margin:0 30px;
}

.value-card-bottom{
  padding:24px 30px;
  background:#F0EFEC;
  border-radius:0 0 16px 16px;
}
.value-card-bottom h5{
  margin:0 0 12px;
  color:var(--green-700);
  font-size:20px;
  font-weight:600;
}
.value-card-bottom p{
  margin:0;
  color:#333739;
  font-size:15px;
  line-height:1.6;
}

/* WHY US (TABS) ------------------------------------------------------------ */
.whyus-section{background:var(--green-700);color:var(--cream-100)}
.whyus-section h2{color:var(--cream-100)}
.whyus-section .eyebrow{color:var(--gold-500)}
.whyus-section .eyebrow::before{background:var(--gold-500)}
.whyus-section .value-card-v2{color:var(--ink)}
.whyus-section .value-card-v2 h5{color:var(--green-700)}
.whyus-section .value-card-v2 p{color:var(--ink)}
.whyus-section .value-card-v2 strong{color:var(--green-700)}
.whyus-section .value-card-v2 a{color:var(--green-700);transition:color .25s ease}
.whyus-section .value-card-v2 a:hover{color:var(--gold-500)}
.whyus-section .value-card-v2 .value-card-bottom{color:var(--ink)}
.whyus-grid{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:center;margin-top:2.5rem}
@media(max-width:991px){.whyus-grid{grid-template-columns:1fr}}
.whyus-tabs{list-style:none;padding:0;margin:0;display:grid;gap:.6rem}
.whyus-tabs button{
  width:100%;text-align:left;background:rgba(255,255,255,.04);border:1px solid rgba(180,231,23,.2);
  color:var(--cream-100);padding:1.2rem 1.4rem;border-radius:var(--r-md);
  font-family:var(--ff-heading);font-size:1.4rem;font-weight:500;cursor:pointer;
  display:flex;justify-content:space-between;align-items:center;gap:1rem;
  transition:background .25s ease, border-color .25s ease;
}
.whyus-tabs button:hover{background:rgba(255,255,255,.08)}
.whyus-tabs button.active{background:var(--gold-500);color:var(--green-900);border-color:var(--gold-500)}
.whyus-tabs button .bi{transition:transform .3s ease}
.whyus-tabs button.active .bi{transform:translateX(4px)}
.whyus-panel{position:relative;border-radius:16px;overflow:hidden;height:400px;max-width:100%;background:rgba(0,0,0,.2)}
.whyus-panel img{width:100%;height:100%;position:absolute;inset:0;object-fit:cover;border-radius:16px;opacity:0;transition:opacity .5s ease}
.whyus-panel img.active{opacity:1}
.whyus-panel .panel-caption{position:absolute;left:1.5rem;right:1.5rem;bottom:1.4rem;background:rgba(28,75,66,.85);padding:1rem 1.2rem;border-radius:var(--r-md);backdrop-filter:blur(4px)}
.whyus-panel .panel-caption p{margin:0;color:var(--cream-100)}

/* TEAM --------------------------------------------------------------------- */
.team-section{background:var(--cream-50)}
.team-head{display:flex;justify-content:space-between;align-items:flex-end;flex-wrap:wrap;gap:1rem;margin-bottom:2.5rem}
.team-card{background:var(--white);border-radius:var(--r-lg);overflow:hidden;border:1px solid var(--line);transition:transform .3s ease, box-shadow .3s ease}
.team-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-md)}
.team-card .photo{aspect-ratio:3/4;overflow:hidden;background:var(--cream-100)}
.team-card .photo img{width:100%;height:100%;object-fit:cover;transition:transform .6s ease}
.team-card:hover .photo img{transform:scale(1.06)}
.team-card .body{padding:1.2rem 1.4rem 1.6rem}
.team-card h5{margin:0;color:var(--green-700);font-size:1.25rem}
.team-card .role{color:var(--muted);font-size:.9rem;margin-top:.2rem}
.team-card .socials{margin-top:.8rem;display:flex;gap:.6rem}
.team-card .socials a{width:32px;height:32px;border-radius:50%;background:var(--cream-100);display:grid;place-items:center;color:var(--green-700);font-size:.9rem}
.team-card .socials a:hover{background:var(--green-700);color:var(--gold-500)}

.team-nav{display:flex;gap:.5rem}
.team-nav button{
  width:46px;height:46px;border-radius:50%;border:1px solid var(--line);background:var(--white);color:var(--green-700);
  display:grid;place-items:center;cursor:pointer;transition:all .25s ease;
}
.team-nav button:hover{background:var(--green-700);color:var(--gold-500);border-color:var(--green-700)}

/* TRUST BANNER ------------------------------------------------------------- */
.trust-banner{background:var(--cream-100);padding:5rem 0}
.trust-row{display:grid;grid-template-columns:.7fr 1.3fr;gap:3rem;align-items:center}
@media(max-width:991px){.trust-row{grid-template-columns:1fr;text-align:center}}
.trust-badge{
  width:240px;height:240px;border-radius:50%;
  background:var(--green-700);color:var(--cream-100);
  display:grid;place-items:center;text-align:center;padding:1.5rem;margin:auto;
  box-shadow:var(--shadow-md);
}
.trust-badge .seal{font-family:var(--ff-heading);font-size:1.5rem;line-height:1.1;color:var(--gold-500);font-weight:600}
.trust-badge .small{font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;color:var(--cream-200);margin-top:.4rem}

/* Testimonials V2 */
.section-testimonials-v2 { padding: 80px 0; background: #fff; }
.testimonials-layout { display: grid; grid-template-columns: 2fr 3fr; gap: 60px; align-items: center; }
@media (max-width: 991px) { .testimonials-layout { grid-template-columns: 1fr; gap: 40px; } }
.testimonials-left { }
.testimonials-badge { display: inline-block; padding: 6px 16px; border: 1px solid #1C4B42; color: #1C4B42; border-radius: 100px; font-size: 12px; font-weight: 600; letter-spacing: 1px; text-transform: uppercase; margin-bottom: 20px; }
.testimonials-left h2 { font-size: clamp(1.8rem, 3vw, 2.6rem); color: #1C4B42; font-weight: 500; line-height: 1.3; margin-bottom: 24px; }
.testimonials-left .btn { margin-bottom: 24px; }
.google-rating { display: flex; align-items: center; gap: 10px; }
.google-rating strong { font-size: 22px; color: #1C4B42; display: block; line-height: 1; }
.google-rating small { font-size: 11px; color: #6B6B6B; letter-spacing: 1px; text-transform: uppercase; }
.testimonial-card-v2 { background: #F6F5F2; border-radius: 16px; padding: 40px; min-height: 280px; display: flex; flex-direction: column; justify-content: space-between; }
.testimonial-card-v2 .quote-mark { font-size: 48px; color: #1C4B42; font-family: Georgia, serif; line-height: 1; margin-bottom: 16px; display: block; }
.testimonial-card-v2 p { font-size: 17px; line-height: 1.7; color: #333739; margin-bottom: 24px; flex: 1; }
.testimonial-card-footer { display: flex; align-items: center; justify-content: space-between; }
.testimonial-author-v2 { display: flex; align-items: center; gap: 12px; }
.testimonial-author-v2 img { width: 50px; height: 50px; border-radius: 50%; object-fit: cover; }
.testimonial-author-v2 strong { display: block; color: #1C4B42; font-size: 15px; }
.testimonial-author-v2 span { color: #6B6B6B; font-size: 13px; }
.testimonial-nav-v2 { display: flex; gap: 8px; }
.testimonial-nav-v2 button { width: 40px; height: 40px; border-radius: 50%; border: 1px solid #E8E8E8; background: #fff; color: #1C4B42; font-size: 16px; cursor: pointer; display: flex; align-items: center; justify-content: center; transition: all 0.3s; }
.testimonial-nav-v2 button:hover { background: #1C4B42; color: #fff; border-color: #1C4B42; }
@media (max-width: 575px) { .testimonial-card-v2 { padding: 24px; } .testimonial-card-v2 p { font-size: 15px; } .testimonial-card-footer { flex-direction: column; gap: 16px; align-items: flex-start; } }

/* Testimonials V3 */
.section-testimonials-v3 { padding: 80px 0; background: linear-gradient(180deg, #F6F5F2 0%, #fff 100%); }
.testimonials-header-v3 { max-width: 700px; margin: 0 auto 50px; }
.testimonials-badge-v3 { display: inline-block; padding: 6px 16px; border: 1px solid #1C4B42; color: #1C4B42; border-radius: 100px; font-size: 12px; font-weight: 600; letter-spacing: 1px; text-transform: uppercase; margin-bottom: 16px; }
.testimonials-header-v3 h2 { font-size: clamp(1.8rem, 3vw, 2.4rem); color: #1C4B42; font-weight: 500; line-height: 1.3; margin-bottom: 16px; }
.google-rating-v3 { display: inline-flex; align-items: center; gap: 8px; color: #6B6B6B; font-size: 14px; }
.google-rating-v3 strong { color: #1C4B42; font-size: 18px; }
.testimonials-swiper-v3 { max-width: 800px; margin: 0 auto; }
.testimonial-card-v3 { background: #fff; border-radius: 20px; padding: 40px 50px; box-shadow: 0 8px 32px rgba(28,75,66,0.08); text-align: center; }
.quote-icon-v3 { font-size: 40px; color: var(--green-700); line-height: 1; margin-bottom: 20px; opacity: 0.3; }
.testimonial-text-v3 { font-size: 18px; line-height: 1.8; color: #333739; margin-bottom: 30px; font-style: italic; }
.testimonial-author-v3 { display: flex; align-items: center; justify-content: center; gap: 14px; }
.testimonial-author-v3 img { width: 56px; height: 56px; border-radius: 50%; object-fit: cover; border: 3px solid var(--cream-100); }
.testimonial-author-v3 strong { display: block; color: #1C4B42; font-size: 16px; }
.testimonial-author-v3 span { color: #6B6B6B; font-size: 13px; }
.testimonials-controls-v3 { display: flex; align-items: center; justify-content: center; gap: 20px; margin-top: 30px; }
.testimonials-controls-v3 button { width: 44px; height: 44px; border-radius: 50%; border: 1px solid #E8E8E8; background: #fff; color: #1C4B42; font-size: 18px; cursor: pointer; display: flex; align-items: center; justify-content: center; transition: all 0.3s; }
.testimonials-controls-v3 button:hover { background: #1C4B42; color: #fff; border-color: #1C4B42; }
.testi-pagination-v3 { display: flex; gap: 6px; }
.testi-pagination-v3 .swiper-pagination-bullet { width: 8px; height: 8px; background: #E8E8E8; border-radius: 50%; opacity: 1; }
.testi-pagination-v3 .swiper-pagination-bullet-active { background: #1C4B42; }
.testimonials-footer-v3 { margin-top: 40px; }
@media (max-width: 575px) { .testimonial-card-v3 { padding: 28px 20px; } .testimonial-text-v3 { font-size: 16px; } }

/* PARTNERS ----------------------------------------------------------------- */
.partners-section{padding:3rem 0;background:var(--cream-100);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.partners-track{display:flex;align-items:center;gap:4rem;animation:partnersScroll 40s linear infinite;will-change:transform}
.partners-wrap{overflow:hidden}
.partners-track:hover{animation-play-state:paused}
.partner-logo{height:38px;opacity:.55;filter:grayscale(1);transition:opacity .3s ease, filter .3s ease;flex-shrink:0;display:flex;align-items:center;gap:.55rem;font-family:var(--ff-heading);font-size:1.4rem;font-weight:600;color:var(--green-700);white-space:nowrap}
.partner-logo .bi{font-size:1.6rem}
.partner-logo:hover{opacity:1;filter:none}
@keyframes partnersScroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}

/* INSIGHTS ----------------------------------------------------------------- */
.insights-section{background:var(--cream-50)}
.insights-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem;margin-top:2.5rem}
@media(max-width:991px){.insights-grid{grid-template-columns:1fr}}
.insight-card{background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;display:flex;flex-direction:column;transition:transform .3s ease, box-shadow .3s ease}
.insight-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-md)}
.insight-card .thumb{aspect-ratio:16/10;overflow:hidden;background:var(--cream-100)}
.insight-card .thumb img{width:100%;height:100%;object-fit:cover;transition:transform .6s ease}
.insight-card:hover .thumb img{transform:scale(1.06)}
.insight-card .body{padding:1.4rem 1.5rem 1.7rem;display:flex;flex-direction:column;gap:.6rem;flex:1}
.insight-card .tag{font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-600);font-weight:600}
.insight-card h4{margin:0;color:var(--green-700);font-size:1.25rem;line-height:1.3}
.insight-card .meta{margin-top:auto;padding-top:.8rem;font-size:.82rem;color:var(--muted);display:flex;gap:.6rem;align-items:center}

/* FAQ ---------------------------------------------------------------------- */
.faq-section{background:var(--cream-100)}
.faq-row{display:grid;grid-template-columns:1fr 1.6fr;gap:3rem;align-items:start}
@media(max-width:991px){.faq-row{grid-template-columns:1fr}}
.faq-list{display:grid;gap:.7rem}
.faq-item{background:var(--white);border:1px solid var(--line);border-radius:var(--r-md);overflow:hidden;transition:box-shadow .25s ease}
.faq-item.is-open{box-shadow:var(--shadow-sm)}
.faq-q{display:flex;width:100%;justify-content:space-between;align-items:center;gap:1rem;background:none;border:0;padding:1.15rem 1.4rem;font-family:var(--ff-heading);font-size:1.2rem;font-weight:500;color:var(--green-700);text-align:left;cursor:pointer}
.faq-q .bi{transition:transform .3s ease;color:var(--gold-600)}
.faq-item.is-open .faq-q .bi{transform:rotate(180deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease;padding:0 1.4rem;color:var(--ink)}
.faq-item.is-open .faq-a{max-height:600px;padding:0 1.4rem 1.3rem}

/* FAQ FULL PAGE ------------------------------------------------------------ */
.faq-hero {
  background:
    radial-gradient(1100px 500px at 85% 20%, rgba(180,231,23,.18), transparent 60%),
    radial-gradient(900px 600px at -10% 100%, rgba(28,75,66,.08), transparent 60%),
    var(--cream-100);
  padding: 5rem 0 4rem;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.faq-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 60 60'><polygon points='30,3 55,17 55,43 30,57 5,43 5,17' fill='none' stroke='%231C4B42' stroke-opacity='.05' stroke-width='1'/></svg>");
  background-size: 60px 60px;
  opacity: .55;
  pointer-events: none;
}
.faq-hero .container { position: relative; z-index: 2; }
.faq-hero-badge {
  display: inline-block;
  padding: 6px 18px;
  border: 1px solid var(--green-700);
  color: var(--green-700);
  border-radius: 100px;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  margin-bottom: 20px;
}
.faq-hero h1 {
  font-size: clamp(2.2rem, 4.5vw, 3.6rem);
  font-weight: 500;
  color: var(--green-700);
  margin-bottom: 1.2rem;
  line-height: 1.15;
}
.faq-hero-sub {
  font-size: 1.1rem;
  color: var(--ink);
  max-width: 600px;
  margin: 0 auto;
  line-height: 1.7;
}

/* Category filter */
.faq-filter-section {
  background: var(--cream-100);
  padding: 0 0 2rem;
  text-align: center;
}
.faq-filter-pills {
  display: inline-flex;
  flex-wrap: wrap;
  gap: .5rem;
  justify-content: center;
}
.faq-filter-btn {
  background: var(--white);
  border: 1px solid var(--line);
  color: var(--green-700);
  padding: 10px 22px;
  border-radius: 100px;
  font-family: var(--ff-heading);
  font-size: .9rem;
  font-weight: 500;
  cursor: pointer;
  transition: all .25s ease;
}
.faq-filter-btn:hover {
  border-color: var(--gold-500);
  color: var(--green-700);
}
.faq-filter-btn.active {
  background: var(--green-700);
  color: var(--white);
  border-color: var(--green-700);
}

/* FAQ page accordion section */
.faq-page-section {
  background: var(--cream-50);
  padding: 3rem 0 6rem;
}
.faq-page-grid {
  max-width: 860px;
  margin: 0 auto;
}

/* Category group heading */
.faq-category-heading {
  font-size: 1.3rem;
  font-weight: 600;
  color: var(--green-700);
  margin-bottom: 1.2rem;
  padding-bottom: .75rem;
  border-bottom: 2px solid var(--gold-500);
  display: inline-flex;
  align-items: center;
  gap: .5rem;
}
.faq-category-heading i {
  color: var(--gold-500);
  font-size: 1.2rem;
}
.faq-category-group {
  margin-bottom: 2.5rem;
}
.faq-category-group:last-child {
  margin-bottom: 0;
}

/* Enhanced FAQ item for full page */
.faq-page-section .faq-list {
  gap: .5rem;
}
.faq-page-section .faq-item {
  border-radius: var(--r-md);
  border: 1px solid var(--line);
  background: var(--white);
  overflow: hidden;
  transition: box-shadow .25s ease, border-color .25s ease;
}
.faq-page-section .faq-item:hover {
  box-shadow: var(--shadow-sm);
}
.faq-page-section .faq-item.is-open {
  box-shadow: var(--shadow-sm);
  border-color: var(--gold-500);
}
.faq-page-section .faq-q {
  padding: 1.2rem 1.5rem;
  font-size: 1.05rem;
  line-height: 1.5;
}
.faq-page-section .faq-q .bi {
  color: var(--gold-500);
  font-size: 1.1rem;
  transition: transform .3s ease, background .25s ease;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: var(--cream-100);
  flex-shrink: 0;
}
.faq-page-section .faq-item.is-open .faq-q .bi {
  transform: rotate(45deg);
  background: var(--gold-500);
  color: var(--green-900);
}
.faq-page-section .faq-a {
  padding: 0 1.5rem;
}
.faq-page-section .faq-item.is-open .faq-a {
  padding: 0 1.5rem 1.3rem;
}
.faq-page-section .faq-a p {
  font-size: .95rem;
  line-height: 1.8;
  color: var(--ink);
  margin: 0;
}
.faq-page-section .faq-a a {
  color: var(--green-700);
  font-weight: 500;
  text-decoration: underline;
  text-underline-offset: 2px;
}
.faq-page-section .faq-a a:hover {
  color: var(--gold-600);
}

/* FAQ CTA section */
.faq-cta-section {
  background: var(--cream-100);
  padding: 5rem 0;
}
.faq-cta-section h2 {
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  font-weight: 500;
  color: var(--green-700);
  margin-bottom: .8rem;
}
.faq-cta-section p {
  font-size: 1.1rem;
  color: var(--ink);
  max-width: 480px;
  margin: 0 auto 2rem;
  line-height: 1.7;
}

@media (max-width: 767px) {
  .faq-hero { padding: 3.5rem 0 3rem; }
  .faq-filter-section { padding: 0 0 1.5rem; }
  .faq-page-section { padding: 2rem 0 4rem; }
  .faq-page-section .faq-q { padding: 1rem 1.2rem; font-size: .95rem; }
  .faq-page-section .faq-a { padding: 0 1.2rem; }
  .faq-page-section .faq-item.is-open .faq-a { padding: 0 1.2rem 1rem; }
  .faq-category-heading { font-size: 1.15rem; }
  .faq-cta-section { padding: 3.5rem 0; }
}

/* FAQ FULL PAGE ------------------------------------------------------------ */
.faq-hero {
  background:
    radial-gradient(1100px 500px at 85% 20%, rgba(180,231,23,.18), transparent 60%),
    radial-gradient(900px 600px at -10% 100%, rgba(28,75,66,.08), transparent 60%),
    var(--cream-100);
  padding: 5rem 0 4rem;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.faq-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 60 60'><polygon points='30,3 55,17 55,43 30,57 5,43 5,17' fill='none' stroke='%231C4B42' stroke-opacity='.05' stroke-width='1'/></svg>");
  background-size: 60px 60px;
  opacity: .55;
  pointer-events: none;
}
.faq-hero .container { position: relative; z-index: 2; }
.faq-hero-badge {
  display: inline-block;
  padding: 6px 18px;
  border: 1px solid var(--green-700);
  color: var(--green-700);
  border-radius: 100px;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  margin-bottom: 20px;
}
.faq-hero h1 {
  font-size: clamp(2.2rem, 4.5vw, 3.6rem);
  font-weight: 500;
  color: var(--green-700);
  margin-bottom: 1.2rem;
  line-height: 1.15;
}
.faq-hero-sub {
  font-size: 1.1rem;
  color: var(--ink);
  max-width: 600px;
  margin: 0 auto;
  line-height: 1.7;
}

/* Category filter */
.faq-filter-section {
  background: var(--cream-100);
  padding: 0 0 2rem;
  text-align: center;
}
.faq-filter-pills {
  display: inline-flex;
  flex-wrap: wrap;
  gap: .5rem;
  justify-content: center;
}
.faq-filter-btn {
  background: var(--white);
  border: 1px solid var(--line);
  color: var(--green-700);
  padding: 10px 22px;
  border-radius: 100px;
  font-family: var(--ff-heading);
  font-size: .9rem;
  font-weight: 500;
  cursor: pointer;
  transition: all .25s ease;
}
.faq-filter-btn:hover {
  border-color: var(--gold-500);
  color: var(--green-700);
}
.faq-filter-btn.active {
  background: var(--green-700);
  color: var(--white);
  border-color: var(--green-700);
}

/* FAQ page accordion section */
.faq-page-section {
  background: var(--cream-50);
  padding: 3rem 0 6rem;
}
.faq-page-grid {
  max-width: 860px;
  margin: 0 auto;
}

/* Category group heading */
.faq-category-heading {
  font-size: 1.3rem;
  font-weight: 600;
  color: var(--green-700);
  margin-bottom: 1.2rem;
  padding-bottom: .75rem;
  border-bottom: 2px solid var(--gold-500);
  display: inline-flex;
  align-items: center;
  gap: .5rem;
}
.faq-category-heading i {
  color: var(--gold-500);
  font-size: 1.2rem;
}
.faq-category-group {
  margin-bottom: 2.5rem;
}
.faq-category-group:last-child {
  margin-bottom: 0;
}

/* Enhanced FAQ item for full page */
.faq-page-section .faq-list {
  gap: .5rem;
}
.faq-page-section .faq-item {
  border-radius: var(--r-md);
  border: 1px solid var(--line);
  background: var(--white);
  overflow: hidden;
  transition: box-shadow .25s ease, border-color .25s ease;
}
.faq-page-section .faq-item:hover {
  box-shadow: var(--shadow-sm);
}
.faq-page-section .faq-item.is-open {
  box-shadow: var(--shadow-sm);
  border-color: var(--gold-500);
}
.faq-page-section .faq-q {
  padding: 1.2rem 1.5rem;
  font-size: 1.05rem;
  line-height: 1.5;
}
.faq-page-section .faq-q .bi {
  color: var(--gold-500);
  font-size: 1.1rem;
  transition: transform .3s ease, background .25s ease;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: var(--cream-100);
  flex-shrink: 0;
}
.faq-page-section .faq-item.is-open .faq-q .bi {
  transform: rotate(45deg);
  background: var(--gold-500);
  color: var(--green-900);
}
.faq-page-section .faq-a {
  padding: 0 1.5rem;
}
.faq-page-section .faq-item.is-open .faq-a {
  padding: 0 1.5rem 1.3rem;
}
.faq-page-section .faq-a p {
  font-size: .95rem;
  line-height: 1.8;
  color: var(--ink);
  margin: 0;
}
.faq-page-section .faq-a a {
  color: var(--green-700);
  font-weight: 500;
  text-decoration: underline;
  text-underline-offset: 2px;
}
.faq-page-section .faq-a a:hover {
  color: var(--gold-600);
}

/* FAQ CTA section */
.faq-cta-section {
  background: var(--cream-100);
  padding: 5rem 0;
}
.faq-cta-section h2 {
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  font-weight: 500;
  color: var(--green-700);
  margin-bottom: .8rem;
}
.faq-cta-section p {
  font-size: 1.1rem;
  color: var(--ink);
  max-width: 480px;
  margin: 0 auto 2rem;
  line-height: 1.7;
}

@media (max-width: 767px) {
  .faq-hero { padding: 3.5rem 0 3rem; }
  .faq-filter-section { padding: 0 0 1.5rem; }
  .faq-page-section { padding: 2rem 0 4rem; }
  .faq-page-section .faq-q { padding: 1rem 1.2rem; font-size: .95rem; }
  .faq-page-section .faq-a { padding: 0 1.2rem; }
  .faq-page-section .faq-item.is-open .faq-a { padding: 0 1.2rem 1rem; }
  .faq-category-heading { font-size: 1.15rem; }
  .faq-cta-section { padding: 3.5rem 0; }
}

/* NEWSLETTER --------------------------------------------------------------- */
.newsletter-section{background:var(--green-900);color:var(--cream-100);padding:4rem 0}
.newsletter-row{display:grid;grid-template-columns:1fr 1fr;gap:2rem;align-items:center}
@media(max-width:991px){.newsletter-row{grid-template-columns:1fr}}
.newsletter-section h3{color:var(--cream-100)}
.newsletter-form{display:flex;gap:.6rem;background:var(--white);padding:.4rem;border-radius:var(--r-pill);max-width:520px}
.newsletter-form input{flex:1;border:0;outline:0;padding:.85rem 1.2rem;border-radius:var(--r-pill);font-size:.95rem;color:var(--ink);background:transparent}
.newsletter-form button{border:0;background:var(--green-700);color:var(--cream-100);font-weight:600;padding:.85rem 1.6rem;border-radius:var(--r-pill);cursor:pointer;transition:background .25s ease}
.newsletter-form button:hover{background:var(--green-800)}
.newsletter-msg{margin-top:.8rem;font-size:.9rem;min-height:1.2em}
.newsletter-msg.is-ok{color:#7CD992}
.newsletter-msg.is-err{color:#F08585}

/* PRE-FOOTER CTA ----------------------------------------------------------- */
.pre-footer-cta{
  background:var(--green-900);
  color:var(--cream-100);
  padding:60px 0;
}
.pre-footer-cta h3{
  color:var(--cream-100);
  font-size:clamp(1.6rem,2.8vw,2.4rem);
  font-weight:600;
  margin-bottom:1rem;
}
.pre-footer-cta .eyebrow{
  color:var(--gold-500);
}
.pre-footer-cta .eyebrow::before{
  background:var(--gold-500);
}
.pre-footer-cta a.text-cream{
  font-size:1.05rem;
  font-weight:500;
  color:var(--cream-100)!important;
  transition:color .25s ease;
}
.pre-footer-cta a.text-cream:hover{
  color:var(--gold-500)!important;
}
.pre-footer-cta .btn-pill{
  padding:18px 36px;
  font-size:15px;
  font-weight:600;
  letter-spacing:.5px;
}

/* CTA STRIP ---------------------------------------------------------------- */
.cta-strip{background:var(--green-700);color:var(--cream-100);padding:3.5rem 0;border-top:6px solid var(--gold-500)}
.cta-strip h3{color:var(--cream-100);max-width:560px}

/* FOOTER ------------------------------------------------------------------- */
.site-footer{background:var(--green-900);color:var(--cream-200);padding:5rem 0 1.6rem}
.brand--footer .brand__mark{background:var(--gold-500);color:var(--green-900)}
.brand--footer .brand__name{color:var(--cream-100)}
.brand--footer .brand__sub{color:var(--cream-200);opacity:.7}
.footer-blurb{color:var(--cream-200);opacity:.85;max-width:380px}
.footer-socials{margin-top:1.2rem;display:flex;gap:.55rem}
.footer-socials a{width:38px;height:38px;border-radius:50%;background:rgba(255,255,255,.06);display:grid;place-items:center;color:var(--cream-100);transition:background .25s ease, color .25s ease}
.footer-socials a:hover{background:var(--gold-500);color:var(--green-900)}
.footer-title{color:var(--cream-100);font-family:var(--ff-heading);font-size:1.2rem;margin-bottom:1rem}
.footer-list, .footer-contact{list-style:none;padding:0;margin:0;display:grid;gap:.55rem}
.footer-list a{color:var(--cream-200);opacity:.85;font-size:.95rem}
.footer-list a:hover{color:var(--gold-500);opacity:1}
.footer-contact{gap:.85rem}
.footer-contact li{display:flex;gap:.7rem;align-items:flex-start;color:var(--cream-200);font-size:.93rem}
.footer-contact li .bi{color:var(--gold-500);margin-top:3px}
.footer-contact a{color:var(--cream-200)}
.footer-contact a:hover{color:var(--gold-500)}
.footer-bottom{margin-top:3rem;padding-top:1.4rem;border-top:1px solid rgba(255,255,255,.08);font-size:.85rem;color:var(--cream-200);opacity:.8}
.legal-list{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:1.1rem}
.legal-list a{color:var(--cream-200)}
.legal-list a:hover{color:var(--gold-500)}

/* CAREERS ------------------------------------------------------------------ */
.careers-hero { position: relative; height: 400px; background-size: cover; background-position: center; display: flex; align-items: center; justify-content: center; text-align: center; }
.careers-hero::before { content: ''; position: absolute; inset: 0; background: rgba(28,75,66,0.75); }
.careers-hero .hero-content { position: relative; color: #fff; max-width: 700px; padding: 0 20px; z-index: 1; }
.careers-hero h1 { font-size: clamp(2rem, 4vw, 3rem); font-weight: 500; margin-bottom: 16px; color: #fff; }

.section-careers-culture { padding: 6rem 0; background: var(--cream-50); }
.careers-culture-img { border-radius: 16px; object-fit: cover; }

.section-careers-awards { padding: 6rem 0; background: #F6F5F2; }
.award-badge { background: var(--white); border: 1px solid var(--line); border-radius: 16px; padding: 2.5rem 1.5rem; text-align: center; transition: transform .3s ease, box-shadow .3s ease; }
.award-badge:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.award-badge i { font-size: 2.2rem; color: var(--gold-500); display: block; margin-bottom: 1rem; }
.award-badge h5 { color: var(--green-700); font-size: 1.15rem; font-weight: 600; margin-bottom: .5rem; line-height: 1.3; }
.award-badge span { font-size: .85rem; color: var(--muted); text-transform: uppercase; letter-spacing: .08em; }

.section-careers-difference { padding: 6rem 0; background: var(--cream-50); }
.careers-difference-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-top: 2.5rem; }
@media(max-width:991px){ .careers-difference-grid{ grid-template-columns: repeat(2,1fr) } }
@media(max-width:575px){ .careers-difference-grid{ grid-template-columns: 1fr } }
.difference-card { background: var(--white); border: 1px solid #E8E8E8; border-radius: 16px; padding: 30px; transition: transform .3s ease, box-shadow .3s ease; }
.difference-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.difference-icon { font-size: 40px; color: var(--green-700); display: block; margin-bottom: 1rem; }
.difference-card h5 { font-size: 20px; font-weight: 700; color: var(--green-700); margin-bottom: .75rem; }
.difference-card p { font-size: 15px; color: var(--muted); margin: 0; line-height: 1.6; }

.section-careers-jobs { padding: 6rem 0; background: var(--cream-100); }
.job-listing { display: flex; align-items: center; justify-content: space-between; padding: 24px 30px; border: 1px solid #E8E8E8; border-radius: 12px; margin-bottom: 16px; transition: all 0.3s ease; text-decoration: none; color: inherit; background: var(--white); }
.job-listing:hover { border-color: #B4E717; transform: translateY(-2px); box-shadow: 0 4px 16px rgba(0,0,0,0.06); color: inherit; }
.job-listing h4 { color: #1C4B42; font-size: 18px; font-weight: 600; margin-bottom: 4px; }
.job-listing .job-location { color: #6B6B6B; font-size: 14px; }
.job-listing .job-arrow { color: #1C4B42; font-size: 20px; transition: transform .3s ease; }
.job-listing:hover .job-arrow { transform: translateX(4px); color: var(--gold-500); }

.careers-cta-section { background: #1C4B42; padding: 80px 0; text-align: center; color: #fff; }

/* BACK TO TOP -------------------------------------------------------------- */
.back-to-top{
  position:fixed;right:24px;bottom:24px;width:46px;height:46px;border-radius:50%;
  background:var(--green-700);color:var(--gold-500);display:grid;place-items:center;
  box-shadow:var(--shadow-md);z-index:60;opacity:0;pointer-events:none;transform:translateY(8px);
  transition:opacity .3s ease, transform .3s ease, background .25s ease;
}
.back-to-top.is-visible{opacity:1;pointer-events:auto;transform:translateY(0)}
.back-to-top:hover{background:var(--green-800);color:var(--gold-500)}

/* COMPREHENSIVE MOBILE FIXES ---------------------------------------------- */
@media(max-width:991px){
  .hero{padding:2rem 0 2.5rem}
  .hero .row{flex-direction:column-reverse}
  .hero h1{font-size:clamp(1.8rem,5vw,2.4rem)}
  .hero p.lead{font-size:0.95rem;max-width:100%}
  .hero-cta{gap:.5rem}
  .hero-cta .btn{padding:12px 18px;font-size:.85rem}
  .hero-collage{min-height:280px;margin-top:1.5rem}
  .floating-stat{padding:.6rem .8rem;min-width:120px}
  .floating-stat .value{font-size:1.2rem}
  .stock-section{padding:2rem 0}
  .stock-section h2{font-size:1.4rem}
  .range-pills{gap:.3rem}
  .range-pills button{padding:5px 10px;font-size:.75rem}
  .ticker-strip{min-height:38px}
  .chart-card{padding:.8rem}
  .chart-canvas-wrap{height:180px}
  .stats-row{padding:2rem 0}
  .stats-row .row{flex-direction:column;gap:1.5rem}
  .stats-row .col-md-1{display:none}
  .stat-item{padding:.8rem}
  .stat-item .num{font-size:1.8rem}
  .team-section{padding:2rem 0}
  .team-head{flex-direction:column;gap:.8rem;align-items:flex-start!important}
  .team-head .d-flex{width:100%;justify-content:space-between}
  .section-about-mission{padding:2rem 0}
  .section-about-mission .row{flex-direction:column}
  .section-about-mission .col-lg-6:last-child{order:-1;margin-bottom:1.5rem}
  .section-about-mission img{border-radius:var(--radius-md)}
  .section-services{padding:2rem 0}
  .services-header{flex-direction:column;gap:.8rem;text-align:center}
  .services-grid{grid-template-columns:repeat(2,1fr);gap:.8rem}
  .service-card-new{min-height:160px}
  .service-card-new h4{font-size:.9rem}
  .values-section-v2{padding:2rem 0}
  .values-grid-v2{grid-template-columns:repeat(2,1fr);gap:.8rem}
  .value-card-v2{padding:1rem}
  .value-card-v2 h5{font-size:.9rem}
  .value-card-v2 p{font-size:.8rem}
  .whyus-section{padding:2rem 0}
  .whyus-grid{grid-template-columns:1fr}
  .whyus-tabs{flex-direction:column;gap:.4rem}
  .whyus-tabs li button{font-size:.9rem;padding:.8rem}
  .whyus-panel{aspect-ratio:16/10}
  .trust-banner{padding:3rem 0}
  .trust-row{grid-template-columns:1fr;text-align:center;gap:2rem}
  .trust-badge{margin:0 auto}
  .trust-banner h2{font-size:1.6rem}
  .section-testimonials-v3{padding:3rem 0}
  .testimonials-header-v3{margin-bottom:2rem}
  .testimonials-header-v3 h2{font-size:1.6rem}
  .testimonial-card-v3{padding:1.5rem}
  .testimonial-text-v3{font-size:.95rem}
  .partners-section{padding:2rem 0}
  .partners-track{gap:2rem}
  .partner-logo{font-size:1rem}
  .insights-section{padding:3rem 0}
  .insights-grid{grid-template-columns:1fr;gap:1.2rem}
  .insight-card .body{padding:1rem}
  .insight-card h4{font-size:1.1rem}
  .faq-section{padding:3rem 0}
  .faq-row{grid-template-columns:1fr;gap:2rem}
  .faq-q{font-size:1rem;padding:1rem}
  .newsletter-section{padding:3rem 0}
  .newsletter-row{grid-template-columns:1fr;gap:2rem;text-align:center}
  .newsletter-form{flex-direction:column}
  .newsletter-form input{flex:1;width:100%}
  .section-final-cta{padding:3rem 0}
  .section-final-cta h2{font-size:1.6rem}
  .section-final-cta .d-flex{gap:.6rem;justify-content:center}
  .section-final-cta .btn{padding:12px 18px;font-size:.9rem}
}
@media(max-width:575px){
  section{padding:2rem 0}
  .hero{padding:2rem 0 2.5rem}
  .hero h1{font-size:1.6rem}
  .hero-cta{flex-direction:column;width:100%}
  .hero-cta .btn{width:100%;text-align:center}
  .hero-collage{min-height:220px}
  .hero-collage .img-1{width:80%;height:50%}
  .hero-collage .img-2{width:50%;height:38%}
  .hero-collage .img-3{width:42%;height:42%}
  .floating-stat{bottom:10px;right:10px;padding:.5rem .7rem;min-width:100px}
  .floating-stat .label{font-size:.65rem}
  .floating-stat .value{font-size:1rem}
  .stock-section{padding:1.5rem 0}
  .stock-section h2{font-size:1.2rem}
  .range-pills{flex-wrap:wrap;justify-content:center}
  .ticker-strip{overflow-x:auto;-webkit-overflow-scrolling:touch}
  .ticker-item{font-size:.8rem;padding:.4rem}
  .chart-card{padding:.6rem}
  .chart-canvas-wrap{height:150px}
  .chart-symbol{flex-direction:column;align-items:flex-start;gap:.3rem}
  .chart-symbol .sym{font-size:1rem}
  .chart-symbol .price{font-size:.85rem}
  .chart-meta{flex-wrap:wrap;gap:.4rem;font-size:.75rem}
  .stats-row{padding:1.5rem 0}
  .stat-item .num{font-size:1.6rem}
  .stat-item .label{font-size:.8rem}
  .team-section{padding:1.5rem 0}
  .team-swiper{padding:0!important}
  .team-card .photo{height:180px}
  .team-card .body{padding:.8rem}
  .team-card h5{font-size:.95rem}
  .section-about-mission{padding:1.5rem 0}
  .section-about-mission h2{font-size:1.3rem}
  .section-about-mission p{font-size:.9rem}
  .section-services{padding:1.5rem 0}
  .services-grid{grid-template-columns:1fr;gap:.6rem}
  .service-card-new{min-height:140px}
  .service-card-bottom{padding:.8rem}
  .service-card-new h4{font-size:.85rem}
  .values-section-v2{padding:1.5rem 0}
  .values-heading-v2{font-size:1.3rem}
  .values-grid-v2{grid-template-columns:1fr;gap:.6rem}
  .value-card-v2{padding:.8rem}
  .value-card-v2 h5{font-size:.85rem}
  .value-card-v2 p{font-size:.75rem}
  .whyus-section{padding:1.5rem 0}
  .whyus-section h2{font-size:1.3rem}
  .whyus-tabs li button{font-size:.85rem;padding:.7rem}
  .trust-banner{padding:1.5rem 0}
  .trust-banner h2{font-size:1.2rem}
  .trust-badge{width:80px;height:80px}
  .trust-badge .seal{font-size:.9rem}
  .section-testimonials-v3{padding:1.5rem 0}
  .testimonials-header-v3 h2{font-size:1.2rem}
  .testimonial-card-v3{padding:1rem}
  .testimonial-text-v3{font-size:.85rem}
  .testimonial-author-v3{flex-direction:column;text-align:center}
  .testimonials-controls-v3{margin-top:1rem}
  .partners-section{padding:1rem 0}
  .partner-logo{font-size:.8rem;gap:.3rem}
  .insights-section{padding:1.5rem 0}
  .insights-grid{gap:.8rem}
  .insight-card h4{font-size:.95rem}
  .insight-card .meta{font-size:.75rem}
  .faq-section{padding:1.5rem 0}
  .faq-row{gap:1rem}
  .faq-q{font-size:.85rem;padding:.7rem}
  .faq-a{font-size:.85rem}
  .newsletter-section{padding:1.5rem 0}
  .newsletter-form{gap:.6rem}
  .newsletter-form input{padding:10px 14px;font-size:.9rem}
  .newsletter-form button{padding:10px 16px}
  .section-final-cta{padding:1.5rem 0}
  .section-final-cta h2{font-size:1.2rem}
  .section-final-cta p{font-size:.9rem}
  .section-final-cta .d-flex{flex-direction:column;width:100%}
  .section-final-cta .btn{width:100%;text-align:center}
  .search-results-section{padding:3rem 0 1.5rem}
  .search-result-card{padding:1rem}
  .search-result-card h3{font-size:1rem}
}

/* Extra small devices */
@media(max-width:400px){
  .hero h1{font-size:1.6rem}
  .btn-pill{padding:12px 16px;font-size:.85rem}
  .eyebrow{font-size:.7rem;letter-spacing:.15em}
  h2{font-size:1.2rem}
}

/* TEAM PAGE (Finovate-style redesign) ---------------------------------------- */
.team-hero {
  position: relative;
  height: 400px;
  background-size: cover;
  background-position: center;
  display: flex;
  align-items: center;
  justify-content: center;
}
.team-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(28,75,66,0.7);
}
.team-hero h1 {
  position: relative;
  color: #fff;
  font-size: clamp(2rem, 4vw, 3rem);
  text-align: center;
  max-width: 700px;
  z-index: 1;
}

.team-people-section {
  padding-bottom: 2rem;
}

.team-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
@media (max-width: 991px) {
  .team-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 575px) {
  .team-grid { grid-template-columns: 1fr; }
}

.team-card-new {
  display: block;
  border: 1px solid #E8E8E8;
  border-radius: 16px;
  overflow: hidden;
  transition: all 0.3s ease;
  background: #fff;
  text-decoration: none;
  color: inherit;
}
.team-card-new:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 24px rgba(0,0,0,0.08);
}
.team-card-photo img {
  width: 100%;
  height: 280px;
  object-fit: cover;
}
.team-card-info {
  padding: 20px;
}
.team-card-info h5 {
  color: #1C4B42;
  font-weight: 600;
  margin-bottom: 4px;
}
.team-card-info span {
  color: #6B6B6B;
  font-size: 14px;
}

/* Team quote section */
.team-quote-section {
  background: #F6F5F2;
}
.team-quote-card {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}
.team-quote-card .testimonial-quote-mark {
  font-size: 80px;
  line-height: 1;
  color: #1C4B42;
  font-family: Georgia, serif;
  display: block;
  margin-bottom: 16px;
}
.team-quote-text {
  font-size: 1.25rem;
  line-height: 1.7;
  color: #333739;
  font-style: italic;
  margin: 0;
}
.team-quote-attribution {
  margin-top: 1.5rem;
  font-weight: 600;
  color: #1C4B42;
  font-size: 1rem;
}

/* Careers CTA */
.team-careers-cta {
  background: var(--cream-50);
  padding: 5rem 0;
}
.team-careers-cta h3 {
  color: var(--green-700);
}

/* SERVICE PAGES (Finovate-style template) ----------------------------------- */
.service-hero {
  background:
    radial-gradient(1100px 500px at 85% 20%, rgba(180,231,23,.12), transparent 60%),
    radial-gradient(900px 600px at -10% 100%, rgba(28,75,66,.06), transparent 60%),
    var(--cream-100);
  padding: 5rem 0 4rem;
  position: relative;
  overflow: hidden;
}
.service-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 60 60'><polygon points='30,3 55,17 55,43 30,57 5,43 5,17' fill='none' stroke='%231C4B42' stroke-opacity='.05' stroke-width='1'/></svg>");
  background-size: 60px 60px;
  opacity: .55;
  pointer-events: none;
}
.service-hero .container { position: relative; z-index: 2; }
.service-breadcrumb {
  display: flex;
  align-items: center;
  gap: .5rem;
  font-size: .85rem;
  color: var(--muted);
  margin-bottom: 1.5rem;
}
.service-breadcrumb a { color: var(--green-700); font-weight: 500; }
.service-breadcrumb a:hover { color: var(--gold-600); }
.service-breadcrumb .sep { opacity: .4; }
.service-hero h1 {
  font-size: clamp(2.2rem, 4.5vw, 3.6rem);
  font-weight: 500;
  color: var(--green-700);
  margin-bottom: 1.2rem;
  line-height: 1.15;
}
.service-hero .service-desc {
  font-size: 1.1rem;
  color: var(--ink);
  max-width: 620px;
  line-height: 1.7;
  margin-bottom: 2rem;
}
.service-hero .hero-cta { display: flex; flex-wrap: wrap; gap: .8rem; }

/* Philosophy */
.service-philosophy {
  background: var(--cream-100);
  padding: 6rem 0;
}
.service-philosophy .eyebrow { margin-bottom: 1.2rem; }
.service-philosophy h2 {
  font-size: clamp(1.8rem, 3.2vw, 2.8rem);
  font-weight: 500;
  color: var(--green-700);
  margin-bottom: 1.2rem;
  line-height: 1.2;
}
.service-philosophy .philosophy-text {
  font-size: 1.05rem;
  color: var(--ink);
  max-width: 640px;
  line-height: 1.75;
  margin-bottom: 2rem;
}

/* Accordion */
.service-accordion { padding: 5rem 0; background: var(--cream-50); }
.service-accordion .eyebrow { margin-bottom: 1.5rem; }
.service-accordion h2 {
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  font-weight: 500;
  color: var(--green-700);
  margin-bottom: 2.5rem;
}
.service-accordion-item {
  border: 1px solid var(--line);
  border-radius: var(--r-md);
  margin-bottom: .75rem;
  background: var(--white);
  overflow: hidden;
  transition: box-shadow .25s ease;
}
.service-accordion-item:hover { box-shadow: var(--shadow-sm); }
.service-accordion-item.active { box-shadow: var(--shadow-sm); border-color: var(--gold-500); }
.service-accordion-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  width: 100%;
  background: none;
  border: 0;
  padding: 1.25rem 1.5rem;
  font-family: var(--ff-heading);
  font-size: 1.2rem;
  font-weight: 500;
  color: var(--green-700);
  text-align: left;
  cursor: pointer;
  transition: color .2s ease;
}
.service-accordion-item.active .service-accordion-header { color: var(--green-700); }
.service-accordion-header .acc-icon {
  width: 32px; height: 32px; border-radius: 50%;
  background: var(--cream-100);
  display: grid; place-items:center;
  flex-shrink: 0;
  transition: background .25s ease, transform .25s ease;
}
.service-accordion-item.active .service-accordion-header .acc-icon {
  background: var(--gold-500);
  transform: rotate(45deg);
}
.service-accordion-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height .35s ease, padding .35s ease;
  padding: 0 1.5rem;
  color: var(--ink);
  line-height: 1.7;
}
.service-accordion-item.active .service-accordion-body {
  max-height: 300px;
  padding: 0 1.5rem 1.4rem;
}

/* Feature Tags */
.feature-tags-section { padding: 5rem 0; background: var(--cream-100); }
.feature-tags-section .eyebrow { margin-bottom: 1.2rem; }
.feature-tags-section h2 {
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  font-weight: 500;
  color: var(--green-700);
  margin-bottom: 2rem;
}
.feature-tags {
  display: flex;
  flex-wrap: wrap;
  gap: .75rem;
}
.feature-tag {
  display: inline-flex;
  align-items: center;
  gap: .45rem;
  padding: 12px 22px;
  border: 1px solid var(--line);
  border-radius: 100px;
  font-size: .92rem;
  font-weight: 500;
  color: var(--green-700);
  background: var(--white);
  cursor: default;
  transition: all .25s ease;
}
.feature-tag:hover {
  border-color: var(--gold-500);
  background: var(--gold-500);
  color: var(--green-900);
}
.feature-tag .bi { font-size: 1rem; }

/* Preparing for Future */
.service-future { padding: 6rem 0; background: var(--cream-50); }
.service-future .future-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
@media (max-width: 991px) {
  .service-future .future-row { grid-template-columns: 1fr; gap: 2.5rem; }
}
.service-future .eyebrow { margin-bottom: 1.2rem; }
.service-future h2 {
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  font-weight: 500;
  color: var(--green-700);
  margin-bottom: 1.2rem;
  line-height: 1.2;
}
.service-future .future-text {
  font-size: 1.05rem;
  color: var(--ink);
  line-height: 1.75;
  margin-bottom: 2rem;
}
.service-future .future-img {
  border-radius: var(--r-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}
.service-future .future-img img {
  width: 100%;
  height: 400px;
  object-fit: cover;
  display: block;
}

/* Process */
.service-process { padding: 6rem 0; background: var(--cream-100); }
.service-process .eyebrow { margin-bottom: 1.2rem; }
.service-process h2 {
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  font-weight: 500;
  color: var(--green-700);
  margin-bottom: 2.5rem;
}
.process-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
}
@media (max-width: 767px) {
  .process-grid { grid-template-columns: 1fr; }
}
.process-step {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--r-md);
  padding: 2rem;
  transition: transform .25s ease, box-shadow .25s ease;
}
.process-step:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}
.process-step .step-number {
  width: 48px; height: 48px;
  border-radius: 50%;
  background: var(--green-700);
  color: var(--gold-500);
  display: grid; place-items: center;
  font-family: var(--ff-heading);
  font-weight: 600;
  font-size: 1.2rem;
  margin-bottom: 1rem;
}
.process-step h4 {
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--green-700);
  margin-bottom: .6rem;
}
.process-step p {
  font-size: .95rem;
  color: var(--muted);
  line-height: 1.65;
  margin: 0;
}

/* Testimonial */
.service-testimonial { padding: 6rem 0; background: var(--cream-50); }
.service-testimonial .testimonial-card {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}
.service-testimonial .testimonial-quote-mark {
  font-size: 80px;
  line-height: 1;
  color: var(--green-700);
  font-family: Georgia, serif;
  display: block;
  margin-bottom: 16px;
  user-select: none;
}
.service-testimonial blockquote {
  font-size: 1.25rem;
  line-height: 1.7;
  color: var(--ink);
  font-style: italic;
  margin: 0 0 1.5rem;
}
.service-testimonial .attribution {
  font-weight: 600;
  color: var(--green-700);
  font-size: 1rem;
}

/* Final CTA */
.service-final-cta {
  background: var(--green-900);
  color: var(--cream-100);
  padding: 5rem 0;
  text-align: center;
}
.service-final-cta h2 {
  color: var(--cream-100);
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  margin-bottom: 1rem;
}
.service-final-cta p {
  color: var(--cream-200);
  font-size: 1.05rem;
  max-width: 560px;
  margin: 0 auto 2rem;
  line-height: 1.7;
}
.service-final-cta .btn-pill {
  padding: 18px 36px;
  font-size: 15px;
  font-weight: 600;
}